Get Paid Now on Your Government Invoices
Stop waiting 30 to 90 days for federal payments. Encore advances up to 90% of your approved invoice value — often within 48 hours. Get a free, no-obligation rate quote in minutes.
- ✓Up to 90% of invoice value advanced
- ✓Funding in as little as 48 hours
- ✓Not a loan — no debt, no equity given up
- ✓Built for federal prime and subcontractors
Get Your Free Rate Quote
Tell us about your contracts and a funding specialist responds within 24 hours.
Waiting 30–90 Days for Government Payments?
You won the contract. You're doing the work. But the government pays on its own schedule. Meanwhile, you need to cover payroll, materials, and overhead.
Encore Funding advances your receivables
We advance up to 90% of your government invoice value so you can keep operating, pay your team, bid on new contracts, and grow your business — without waiting on the government to pay.
How We Help Government Contractors
Receivables Financing
Get up to 90% of your government invoice value advanced within days. No long-term debt, no equity given up.
Back Office Support
Technology and operational support to streamline your invoicing, compliance, and contract management.
Strategic Consulting
Expert guidance on scaling your government contracting business, from bidding strategy to growth planning.
How It Works
Submit Your Invoices
Send us your approved government invoices or purchase orders.
Get Up to 90% Advanced
We review and advance funds quickly so you have cash when you need it.
Focus on Growth
Use the funds to cover payroll, bid on new contracts, and scale your business.
Trusted by Government Contractors Nationwide
Encore Funding is proud to be associated with leading small business organizations.
See How Much You Could Unlock
Get a free, no-obligation rate quote on your government receivables. Up to 90% advanced, funding in as little as 48 hours.
Government contract financing solutions
Explore the funding options built for your contract type, industry, and certification.
Financing
By who you are
- Financing for 8(a) Contractors
- Financing for WOSBs
- Financing for SDVOSBs
- HUBZone Contractor Financing
- Financing for VOSBs
- Government Staffing Financing
- Construction Contract Financing
- IT Contractor Financing
- Professional Services Financing
- Small Business Financing
- Subcontractor Financing
- Prime Contractor Financing
Learn & compare
- Factoring vs. a Bank Loan
- Factoring vs. a Line of Credit
- Factoring vs. an MCA
- Factoring vs. an SBA Loan
- Government vs. Commercial Factoring
- Factoring vs. Line of Credit
- Best Factoring Companies
- How It Works
- Financing Glossary
- Case Study: IT Services Growth
- Case Study: Staffing Growth
- Financing Guides
- Factoring Calculator
- How Do Government Contractors Get Paid?
- The Assignment of Claims Act, Explained
- What Is Invoice Factoring?
- WAWF Payment Guide for DoD Contractors
- Surviving a Government Shutdown: A Contractor's Cash-Flow Guide
- Net-30, Net-60, Net-90: Government Payment Terms Explained
- What Makes a DCAA-Compliant Invoice?
- FAR Part 32: Contract Financing, Explained
- Case Study: Keeping a Federal Construction Job on Schedule
- Case Study: Mobilizing an IT Subcontractor on a New Task Order
- Case Study: A Small Business Funding Its First Prime Award
- Advance Rate
- Factoring Fee
- Assignment of Claims
- Progress Payments
- Recourse vs. Non-Recourse Factoring
- Prompt Payment Act
- Mobilization
- IDIQ (Indefinite Delivery, Indefinite Quantity)
- DSO (Days Sales Outstanding)
- Working Capital