Government Staffing Contract Financing
Your people get paid weekly. The government pays you Net-30 or later. Encore — built by the original Advance Partners team — advances up to 90% of your invoice value so you never miss payroll while you wait.
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Payroll can't wait for the government to pay
Staffing is the toughest cash-flow business in federal contracting. Your workers expect a check every week or two, but the agency you've placed them with pays on Net-30, Net-45, or longer. Every active contract means you're funding weeks of payroll out of pocket before a single invoice clears.
When you win a bigger placement or add headcount on a new task order, that gap doesn't shrink — it multiplies. Growth is exactly when staffing firms are most likely to run out of cash.
Payroll funding built for staffing
Encore advances up to 90% of your approved invoice value, funded the same or next day once your account is active. You make payroll on time using today's cash while we wait for the agency to pay. When the government remits, you receive the balance, less a transparent fee.
It's not a loan and it's not equity — there's no fixed monthly payment and no dilution. Your funding line grows automatically as you add billable headcount, so financing keeps pace with every new contract.
Encore knows staffing inside and out
Encore was founded by the original Advance Partners team — a group that built its reputation specifically on payroll funding for staffing companies — and has deployed over $35 billion in funding. We understand weekly pay cycles, burdened labor costs, and the rhythm of federal task orders.
Because we underwrite against the government's creditworthiness rather than just your business credit, even high-growth staffing firms can fund the payroll their contracts demand.
Frequently asked questions
Can financing cover my weekly payroll?
Yes — that's the core use case. By advancing up to 90% of each invoice the same or next day once your account is active, Encore gives you the cash to meet weekly or biweekly payroll while the government takes 30+ days to pay.
How fast can I get funded?
You get a response within 24 hours, most clients onboard in two to three weeks, and once your account is active, new invoices are funded the same or next day.
Does my funding line grow as I add staff?
Yes. Your available funding scales with your invoiced contract volume, so adding billable headcount on new task orders increases your line rather than straining it.
Do I need strong business credit?
Not necessarily. Underwriting focuses on the creditworthiness of your customer — the federal government — which makes financing accessible to fast-growing staffing firms.
How much does it cost?
Pricing is a transparent fee on the invoice amount, quoted up front. Submit the form and a funding specialist will walk you through exact terms — no obligation.
Ready to stop waiting on government payments?
Encore advances 80 to 90% of approved invoice value, so payroll and operations run on your schedule instead of the agency's. Apply in minutes.