Payroll Funding for Staffing Companies
Your team gets paid weekly. Your government clients pay Net-30 or later. Encore — built by the original Advance Partners team — advances up to 90% of your invoices so payroll is never at risk.
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The staffing payroll squeeze
Staffing is the most cash-intensive business in contracting. Your workers expect a paycheck every week or two, but the clients you place them with — especially government agencies and prime contractors — pay on Net-30, Net-45, or longer. Every active placement means you're financing weeks of payroll out of pocket before an invoice ever clears.
And it gets harder as you grow: every new headcount and every new contract widens the gap between when you pay your people and when you get paid. Payroll funding exists to close it.
How payroll funding works
Encore advances up to 90% of your approved invoice value, often within 48 hours. You meet payroll on time using today's cash while we wait for your client to pay. When they remit, you receive the balance, less a transparent fee.
It's not a loan and it's not equity — there's no fixed monthly payment and no dilution. Your funding line grows automatically as you add billable headcount, so financing keeps pace with every new placement and contract.
Payroll funding is in Encore's DNA
Encore was founded by the original Advance Partners team — a group that built its reputation specifically on payroll funding for staffing companies — and has deployed over $25 billion in funding. We understand weekly pay cycles, burdened labor costs, and the rhythm of contract staffing.
Because we underwrite against your client's creditworthiness rather than just your business credit, even fast-growing staffing firms can fund the payroll their contracts demand. Whether you serve federal agencies, prime contractors, or both, financing scales to your book of business.
Frequently asked questions
What is payroll funding for staffing companies?
A form of invoice financing that advances cash against your unpaid client invoices so you can meet weekly or biweekly payroll while clients pay on longer net terms. It's the core funding tool for staffing firms.
Can it cover my weekly payroll?
Yes — that's the primary use case. By advancing up to 90% of each invoice within roughly 48 hours, Encore gives you the cash to make payroll on schedule even when clients take 30+ days to pay.
Does my funding grow as I add staff?
Yes. Your available funding scales with your invoiced volume, so adding billable headcount on new contracts increases your line rather than straining it.
Do I need strong business credit?
Not necessarily. Underwriting focuses on the creditworthiness of your customers — including government agencies and prime contractors — which makes financing accessible to high-growth staffing firms.
How much does it cost?
Pricing is a transparent fee on the invoice amount, quoted up front. Submit the form and a funding specialist will walk you through exact terms — no obligation.
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