Mobilization Funding for Government Contracts
You won the award — now you have to staff up, buy materials, and start work before you can send a single invoice. Encore helps you fund the gap between contract award and first payment.
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The hardest cash gap in GovCon: award to first payment
Winning a federal contract is the goal — but it immediately creates a problem. Before you can invoice anything, you have to mobilize: hire and onboard staff, buy materials and equipment, set up the job site, and cover the startup costs of performing the work. All of that comes out of your pocket weeks or months before your first invoice is even submitted, let alone paid.
For a newly awarded or fast-growing contractor, this pre-invoice period is where deals die. Many capable firms win work they can't actually afford to start.
How mobilization funding bridges the gap
Mobilization funding gives you working capital to perform a new award before the payment cycle catches up. As soon as you begin invoicing, Encore advances up to 90% of your approved invoice value — often within 48 hours — so the cash you fronted to mobilize is replenished fast and your funding line keeps pace with the work.
It's not a loan and it's not equity. There's no fixed monthly payment and no dilution — just your own receivables, accelerated, so you can say yes to the contract and start strong.
Built for contractors taking on bigger work
Encore was founded by the original Advance Partners team and has deployed over $25 billion in funding. We understand the realities of standing up a new federal contract — burdened labor costs, material lead times, and the lag before the government's first payment.
Whether you're a staffing firm onboarding a new crew, a construction contractor buying materials, or a sub mobilizing on a new task order, financing scales to the contract you just won.
Frequently asked questions
What is mobilization funding?
Working capital that lets a contractor cover the startup costs of a new federal award — payroll, materials, equipment, site setup — during the gap between winning the contract and getting paid on the first invoice.
Can I get funding before I've invoiced anything?
Financing advances against approved invoices, so the fastest path is to begin invoicing as soon as work starts, then factor those receivables to replenish your mobilization costs. Talk to a specialist about structuring funding around your award's timeline.
Do newly awarded contractors qualify?
Often yes. Because underwriting focuses on the government's creditworthiness rather than just your business credit or time in business, even newly awarded firms can access funding.
How fast can I get funded?
Approval is typically within 48 hours, and once your line is set up, advances on new invoices can fund in as little as one business day.
How much does it cost?
Pricing is a transparent fee on the invoice amount, quoted up front. Submit the form and a funding specialist will walk you through exact terms — no obligation.
Ready to stop waiting on government payments?
Get up to 90% of your invoice value advanced. Apply in minutes.