Funding for GSA Schedule & MAS holders

Financing for GSA Schedule Contracts

Just landed a GSA Schedule or MAS contract? The orders are coming, but so is payroll. Encore advances up to 90% of your invoice value so you can fund delivery and scale task orders without giving up equity.

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Up to 90%
Invoice value advanced
48 hrs
Typical approval
$25B+
Funded to date

The cash-flow gap at GSA Schedule award

Getting on the GSA Schedule (now the Multiple Award Schedule) is a milestone — it opens the door to a massive, repeatable buyer. But a Schedule is a hunting license, not a paycheck. Once task orders start flowing, you have to deliver, invoice, and then wait Net-30 to Net-90 for the agency to pay.

That lag hits hardest right when you're ramping. New orders mean new payroll, new subcontractors, and new materials — all due weeks before GSA or the ordering agency remits. Many contractors win their first Schedule orders and then stall because working capital can't keep pace with the wins.

How Encore funds GSA Schedule holders

You deliver against your task orders and invoice as usual. Encore advances up to 90% of each approved invoice — often within 48 hours of approval. When the agency pays, you receive the remaining balance, less a transparent fee.

It's not a loan and not equity — it's your own MAS receivables, accelerated. There's no fixed monthly payment and no dilution, and your funding line grows automatically as your task-order volume grows. That lets you say yes to the next order instead of throttling back to protect cash.

Built to scale with your Schedule

Encore was founded by the original Advance Partners team and has deployed over $25 billion in funding. We understand how MAS ordering, task orders, and prompt-payment timelines actually work — so underwriting fits the way GSA business scales rather than capping you at a fixed bank line.

Whether you just won your first Schedule order or you're managing dozens across multiple agencies, financing flexes with your pipeline so the size of your wins is never limited by the size of your bank balance.

Frequently asked questions

I just got on the GSA Schedule. Can I get financing already?

Yes. Once you're generating task-order invoices, those receivables can be factored. Underwriting leans on the creditworthiness of the federal customer paying you, so you don't need years of business credit history.

Is GSA Schedule financing a loan?

No. Encore advances cash against task-order invoices you've already earned, so it isn't debt and there's no fixed monthly repayment — it scales up and down with your invoicing.

How fast can I get funded?

Approval is typically within 48 hours, and once your line is established, advances on new task-order invoices can fund in as little as one business day.

Does it work across multiple ordering agencies?

Yes. Whether your task orders come from one agency or many across your Schedule, eligible invoices can be funded, and your line grows as your overall order volume grows.

How much does it cost?

A transparent fee on the invoice amount, quoted up front with no hidden charges. Submit the form and a funding specialist will provide a no-obligation quote tailored to your Schedule.

Ready to stop waiting on government payments?

Get up to 90% of your invoice value advanced. Apply in minutes.

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