About Encore Funding
Encore Funding is a financing company for government contractors. We advance up to 90% of your federal invoice value — often within 48 hours — so you get paid in days instead of waiting out the government's 30-to-90-day payment cycle.
Who we are
Encore Funding was founded by the original Advance Partners team — the group that built its reputation on payroll funding and receivables financing — and has deployed over $25 billion in funding. We specialize in the cash-flow gap unique to government work: you win the contract and do the work, but the agency pays on Net-30, Net-60, or Net-90 terms while your payroll, materials, and overhead come due now.
Unlike a bank, we underwrite against the federal government's creditworthiness rather than just your business credit, which makes financing accessible to newer and fast-growing contractors. It's not a loan and not equity — there's no fixed monthly payment and no dilution. You're simply accelerating money you've already earned.
Who we serve
We finance prime contractors and subcontractors across the industries where the cash-flow gap bites hardest — staffing, construction, IT and professional services — and small businesses of every set-aside type, including 8(a), HUBZone, WOSB, and SDVOSB firms.
Explore government contractor financing or see exactly how it works.
Contact Encore Funding
Encore Funding
30100 Chagrin Blvd. Suite 350, Pepper Pike, Ohio 44124
Office: (216) 998-9900 · Direct: (216) 798-3844
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